House Protection

I’ve never thought about home insurance until we decided to go out of the country. I learned that some houses near our village is being targeted by thiefs for the last two months. They make sure that the occupants are out of town or out of the country and then that’s when they’ll attack. Just like Home Alone except it’s real and you can lose almost everything you’ve worked for. Home insurance is not just for burglary attacks though. With the recent damage that typhoon Ondoy left, just imagine how many repairs / constructions your home will have to go through before you can live there again.

Gold Investing

One of the things I’d like to do this 2010 is to buy gold bullion. For thousands of years, gold has proven its stability and reliability in preserving one’s wealth. There’s no better way to protect your money against inflation than buying gold coins or bullion. It’s still valuable even if it breaks, melts or cools.

But just like every investment, it’s very important to do a thorough research before spending huge money. At UsGoldBureau website, you can learn all kinds of things related to gold investment. Whether you’re a newbie or a seasoned investor, you will benefit from the sites numerous articles and eventually learn that diversifying your portfolio is the safest way of growing your money.

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The Husband just reminded me of the things that I need to budget in the next three months. Most of them have to do with our car making me think that we really need to find another option for our insurance. Know the cheapest car insurance? Email me! I know how important it is, we’re still paying for it, aren’t we? But I think we can do with a cheaper package. I learned from other friends that theirs are much cheaper but probably it’s because their vehicles are newer. I’m thinking we’ll have to upgrade soon too because of the latest addition in the family.

Cost of Health

I’ve been receiving too many health insurance leads lately. It’s like a constant reminder that someone in the family will get sick soon. Luckily, we have a very nice health plan from The Husband’s company so we’re all good. We can choose from any hospital that we like which is usually Medical City (because Sandy likes their Starbucks) or Makati Med (because of the location, not expertise/service). If you don’t have health insurance though, I highly encourage you to get one. You’d be surprised on how much you can save simply by paying a low premium annually.

Gold – Safest Bet

One way to preserve wealth and purchasing power is trough gold investment. Unlike paper, gold is durable, does not wear out from being passed hand to hand and universally accepted. It also protects you from inflation and natural disasters.

If you’re interested, check out Monex.com for their gold coins, bullions and other precious metals. They have been in the industry for more than 40 years so you can guarantee that your investment is in good hands.

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Shopping for Sandy – My Favorite Pasttime

… began two months ago. The shipping of said items was a bit delayed so we decided to buy her a motorbike (it was on sale!) from our local mall so she’ll have a gift for her birthday next week. I also got her a Disney cash register from Amazon for $19. This was a great buy because the original price is currently at $52. That’s the benefit of shopping online you know. You get these amazing deals and discounts without leaving your home.

Now that Christmas is just around the corner, I’ve started gathering BabyEarth coupons hoping I can purchase any of these at a lower price.

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Car Valet for $29.69 – Play games, create art or store your art supplies

She will just love this, knowing her penchant for drawing anywhere she goes, even if the car is moving.

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This one, the ALEX Art Box is still on the expensive side (which explains my coupon search) but Sandy will be over the moon as soon as she sees how many colored pencils and drawing pens she can choose from.

Lastly, although I know we have no place for it and that the price is ridiculously high even if I use Playhouses coupons, I really want to buy her a Play House. She and her cousin (and her future baby sister or baby brother) can play there and create their own world filled with fairies, magic, pirates and what-not.

The house below cost more than my dream machine (iMac) so I’d probably get this if we ever win the lottery. It reminds me of the house that the Cullens gave Edward and Bela when they got married :D

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Insured Again

I believe I had enough life insurance quote to last me a lifetime. As soon as we finished paying for The Husband’s, we’ve decided to upgrade mine, hence the numerous proposals on my inbox. I originally wanted to pull out my existing policy but I’ve already paid a couple of years and don’t think I can let it go to waste. The annual payment isn’t that high so I think we can afford to add another one, if not upgrade. What’s important is Sandy and her future siblings will be fine even when we’re gone.

My Portfolio

I’m in the process of compiling all website designs that I’ve made for the last seven years. I know there are more than 50 sites already but was surprised to see that I can only pick 25 that I can really be proud of. It’s nice to see my earliest mockups, though. There are a couple for real estate, dance clubs, industrial supplies and several corporate bios. I’m thinking of re-selling them to this website similar to junk shops offering cheap dollar for old and discarded web mockups. With over 100 at my disposal, I could have more or less $100-$200.

Investing on Gold

I’ve been reading about gold coins lately. The site monex.com contains useful information for someone like me who has no idea how to get started in this kind of investment. It is said that gold, which is available in coin or ingot form is one of the best ways to preserve your wealth. Monex Deposit Company (MDC), America’s investment leader in precious metals makes it possible for investors to purchase silver, gold, or other precious metals via personal delivery or for safe storage at any bank that you wish. They pride on offering the best prices and programs in the precious metals industry. With over 30 years experience and dedicated staff of hard asset professionals, MDC offers a great investment alternative to protect you from the declining U.S. dollar.

Learn To Trade

I stumbled upon a website today that helps you learn the ropes in stock options trading. The site can be found at poweropt.com and what it does is offer online tools (like webinars, flash demos) and strategies that will let you trade stocks with confidence. Whether you’re a newbie or an experienced stock trader, the site can help you maximize your earnings through their advisory newsletter service and course books. They are the only ones who provides investors SmartSearchXL®, a patented decision support technology that finds, compares and analyzes the highest return option trades. You will have the convenience and control to sort and filter over 3,000 optionable stocks and 195,000 options to find the perfect investment for you. currently offer a 14-day trial so beginners like me can have a feel of what they have to offer. The trial includes an online user guide, easy tutorials to help you get started and free coaching sessions.

So if you’re tired with your old investments, give PowerOptions a try. You never know, trading might be just what you’re looking for.

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